esure group reported its first Solvency UK SFCR almost a month ahead of time. The report includes template IR.05.04.02, which replaces the Solvency II template S.05.01.02 Premiums, claims and expenses by line of business.
The template splits out the company’s UK motor insurance business by personal and non-personal lines: Motor vehicle liability insurance – personal lines (IR.05.04.02_C0140), Motor vehicle other motor insurance – personal lines (IR.05.04.02_C0150), and Fire and other damage to property insurance – personal lines (IR.05.04.02_C0170).
Although the company covers personal lines only, the UK SFCR report confirms this split. The chart below shows the motor insurance coverage between 2016 and 2024.
The Solvency UK SFCR also includes a separate line for Acquisition costs, commissions, claims
management costs (IR.05.04.02_R0985).
The esure solvency ratio continued its climb from its 2022 dip, and now stands at 172%.
Weekly Lunchtime Webinar: 2024 SFCRs weekly reporting update
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A weekly update on the state of the Solvency II and Solvency UK 2024 SFCR reports, including early market analysis from Solvency II Wire Data.
