UP & Down Chart: 1,500+ EU and UK SCR ratios 2024 – 2025

Data from +1,500 solo and group 2025 SFCRs published by European insurers shows that more firms reported an increase in their solvency ratios, relative to 2024.

UP & Down Chart 1500 EU and UK SCR ratio 2024 2025
SOURCE: Solvency II Wire Data

53% of firms in the sample reported an increase in the solvency ratio relative to 2024. 80 firms reported no change in their ratio.

The overall ratio for the sample was up slightly from 237% to 240% in 2025.


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