Data from +1,500 solo and group 2025 SFCRs published by European insurers shows that more firms reported an increase in their solvency ratios, relative to 2024.

53% of firms in the sample reported an increase in the solvency ratio relative to 2024. 80 firms reported no change in their ratio.
The overall ratio for the sample was up slightly from 237% to 240% in 2025.









