French life insurers’ solvency ratio down in 2024

Analysis of the Solvency II reporting of the French insurance market coveriing EUR 2.4 trillion assets under management shows a drop in solvency ratios relative to 2023.

The sample covers over 90% of the French insurance market by total assets with a ratio of 231%, down from 246% for the same sample in 2023.

French solo insurance market 2023 2024
SOURCE: Solvency II Wire Data

French life insurers saw a decrease in their solvency ratio from 242% in 2023 to 230% in 2024. The total asset size of the French life insurance sample is EUR 679 billion (EUR 649 billion in 2023).


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